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Keep your existing finances in order One of the first things banks look at is how you manage your current finances—both personal and business. Even small issues like unpaid items or referral charges on your personal bank statements can raise red flags. A bank may...

Although for most consumers the "credit crunch" is a distant memory, there is no doubt that it has left its mark on financial institutions and the way they lend money.  With tighter regulation, banks have increased their focus on the sanctioning processes, meaning it is harder...