If you're buying a dental practice, one of the first questions you'll ask is: How much deposit do I need? For years, the standard answer was simple, 10% to 20% of the purchase price. In 2026, that’s no longer always true. The dental practice finance market has shifted significantly....
Starting a dental practice from scratch can be a long and challenging process, but it also comes with significant rewards. One of the main benefits is that you can enter dental ownership at a much lower cost than purchasing an existing practice. However, this does mean...
Are you currently renting your practice premises and dreaming of owning the building? Have you had enough of paying monthly rent, effectively covering someone else’s mortgage, while also investing heavily in your practice, improving the building and increasing its value, without ever owning it yourself? Owning your...
For many dentists, the biggest hurdle to ownership has always been saving for a deposit. But what if you could actually borrow 100% of the purchase price of a dental practice? It sounds too good to be true — but it isn’t. Under the right circumstances, and...
Are you renting your current premises but keen to move your healthcare business to a new freehold location? Making that move is exciting—but sometimes not straightforward. If the perfect property comes on the market, you may need to act fast to secure it. Yet there are...
If you're starting your journey to purchase a dental practice, one of the first questions that might come to mind is: "What’s the maximum loan-to-value (LTV) I can get?" It’s a great question – and a vital one to ask early. While some lenders may offer up to...
Opening a dental clinic is an exciting step, but it often comes with the worry of not having enough patients when the doors first open. To lay strong roots in your chosen area, it’s crucial to begin marketing well ahead of your launch—ideally between three...
Keep your existing finances in order One of the first things banks look at is how you manage your current finances—both personal and business. Even small issues like unpaid items or referral charges on your personal bank statements can raise red flags. A bank may...
Although for most consumers the "credit crunch" is a distant memory, there is no doubt that it has left its mark on financial institutions and the way they lend money. With tighter regulation, banks have increased their focus on the sanctioning processes, meaning it is harder...