When business owners are looking at finance options, the first question is usually: “What’s the interest rate?” That’s understandable. Nobody wants to pay more than they need to. But having arranged funding for a range of start-ups, practice acquisitions and refinances, we’ve found the structure of the...
For many veterinary practices, the cost of running a business continues to rise, particularly in areas such as utilities, rent, insurance, staff wages and clinical supplies. While many of these pressures are outside your control, one area you can influence is the cost and structure of...
For a lot of first-time buyers in the dental market right now, the same question keeps coming up. Should you wait for interest rates to come down before buying a practice? It is an understandable concern. Borrowing is more expensive than it was a few years...
Interest rates are once again at the centre of attention across the healthcare sector. With inflation still proving sticky and economic forecasts shifting regularly, many business owners are starting to ask a simple question: Is now the right time to review existing borrowing? For healthcare businesses, this...
Buying your first dental practice is a huge milestone but it’s not just a “first-time buyer” conversation anymore. Whether you’re stepping into ownership for the first time or expanding into a second or third site, the landscape in 2026 has shifted in some important ways. Let’s...
The short answer is: yes… and no. If you’re a sole trader or in a partnership, lenders may be open to releasing funds you’ve built up within the business, such as your sole trader capital account or partners’ current accounts, for residential property related purposes. The...
Starting your own dental practice is an exciting opportunity. Not only do you get to shape it exactly how you want, but the cost of entry can be far lower than buying the goodwill of an established practice. Why? Because when buying an existing practice, your costs...
Purchasing an established private medical practice can be a transformative step in your career. Whether it is a clinic where you already practise or a complementary healthcare business, acquiring a medical practice allows you to take control of your income, growth and long-term financial future. However,...
If you're buying a dental practice, one of the first questions you'll ask is: How much deposit do I need? For years, the standard answer was simple, 10% to 20% of the purchase price. In 2026, that’s no longer always true. The dental practice finance market has shifted significantly....
Starting a dental practice from scratch can be a long and challenging process, but it also comes with significant rewards. One of the main benefits is that you can enter dental ownership at a much lower cost than purchasing an existing practice. However, this does mean...