For many business owners, paying tax is seen as manageable… until the bill actually arrives. Recently, we’ve seen a noticeable increase in businesses seeking help to finance their tax liability and it’s not hard to see why. Tax liabilities are rising, margins are under pressure, and...
You’ve built a successful pharmacy — one that serves your community and delivers a solid income. But as scripts rise and margins tighten, many independent pharmacists are asking: What’s next? Do you focus on maximising your current site — driving efficiency, growing prescription volume, and strengthening profitability? Or...
For many dentists, the biggest hurdle to ownership has always been saving for a deposit. But what if you could actually borrow 100% of the purchase price of a dental practice? It sounds too good to be true — but it isn’t. Under the right circumstances, and...
Over the past year, we’ve noticed a clear trend: a growing number of veterinary practices are looking to relocate in order to expand. Practices are outgrowing their premises faster than ever, and with the right financial planning, relocation can be both achievable and strategically rewarding. Understanding...
Are you renting your current premises but keen to move your healthcare business to a new freehold location? Making that move is exciting—but sometimes not straightforward. If the perfect property comes on the market, you may need to act fast to secure it. Yet there are...
Which Path Is Right for You? When we speak with dental professionals, one common question comes up time and again: “Should I start a dental practice from scratch or buy an existing one?” The answer……….. Starting vs Buying a Dental Practice It depends. Both options have their own merits...
Are you concerned about the financial burden of taking on unsecured debt for your loan and being liable for the existing practice lending? We understand that this is a common reason for hesitation when considering becoming an equity partner. However, there is an alternative approach that can...
If you're starting your journey to purchase a dental practice, one of the first questions that might come to mind is: "What’s the maximum loan-to-value (LTV) I can get?" It’s a great question – and a vital one to ask early. While some lenders may offer up to...
As a dental practice owner, it can be challenging to find the time to assess your financial arrangements. The loan is in place, and you're making the repayments, so everything seems fine, right? However, there are a number of lenders within the healthcare market that are...
Purchasing your first pharmacy comes with many unknowns and can feel daunting without the right support. Acquiring a pharmacy in the UK requires careful planning, due diligence, and financial arrangements. Below is a step-by-step guide to acquiring a new pharmacy site: Step 1: Define Your Requirements Decide...